Salary Calculator - ESI & PF
Employee Contributions
Employer Contributions
PF and ESI Salary Calculator – 2025 | Calculate EPF & ESIC Deductions Easily
Are you confused about how much PF (Provident Fund) and ESI (Employees’ State Insurance) gets deducted from your salary? Whether you’re an employee or an HR professional, understanding statutory salary deductions is essential.
With our PF and ESI Salary Calculator – 2025, you can instantly calculate your monthly contributions without any manual effort. It’s accurate, fast, and completely free!
Key Features:
- Real-time Calculations – No formulas needed, everything is auto-calculated
- Mobile & Desktop Friendly – Use it on the go
- Clear Breakdown of Salary – Understand where your money goes
- 100% Free Tool – No sign-up or software download needed
How to Use the PF and ESI Salary Calculator
Using this tool is super simple and user-friendly. Just follow these steps:
- Enter your Gross Salary in the first input field (e.g., ₹25,000).
- Enter your Basic Salary in the second input field (e.g., ₹15,000).
- Click the “Calculate” button.
- Instantly, the calculator will display a full salary breakdown including:
You’ll get a full breakdown of:
Employee PF (12%)
Employer PF (13%)
Employee ESI (0.75%)
Employer ESI (3.25%)
Net Salary (Gross – Employee Contributions)
Total CTC (Gross + Employer Contributions)
All percentages are based on current government rules for 2025.
Example Output:
If your Gross Salary = ₹20,000
You will see:
Employee PF (12%) = ₹2,400
Employer PF (13%) = ₹2,600
Employee ESI (0.75%) = ₹150
Employer ESI (3.25%) = ₹650
Net Salary = ₹17,450
Total CTC = ₹23,250
This gives you clarity on how much is deducted and how much your employer contributes.
Benefits of Using This Tool:
Avoid salary surprises at the end of the month
Payroll teams save time in calculating monthly sheets
HR professionals can provide accurate CTC breakdown
Employees can verify deductions independently
Helps in salary negotiation and offer comparisons
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Frequently Asked Questions (FAQs)
The PF and ESI Salary Calculator is an online tool that helps employees and employers calculate monthly deductions for Provident Fund (PF) and Employees' State Insurance (ESI). It also shows your take-home salary after statutory deductions based on the latest 2025 rates.
You simply enter your gross salary and the tool automatically calculates the employee and employer contribution for both PF and ESI. It shows total deductions and your final net (in-hand) salary
Yes, the calculator is based on the latest PF (12%) and ESI (0.75% for employee and 3.25% for employer) contribution rates applicable as of 2025. If these rates change, the tool will be updated accordingly.
The PF and ESI Salary Calculator is ideal for anyone who wants to understand salary deductions better. Whether you're an employee checking your in-hand salary, an HR or payroll executive managing payroll, or even a job seeker evaluating an offer, this tool provides quick and accurate insights into PF and ESI contributions.
Yes, the employee's share of PF (12% of basic) is directly deposited into your PF account every month. The employer also contributes, but a portion of their contribution may go towards pension (EPS).
No login, signup, or download is required. The calculator is completely online, free, and works on both mobile and desktop.
ESI is applicable only if your gross monthly salary is ₹21,000 or less and your organization is registered under the ESI Act. If your salary exceeds this limit, the ESI deduction will not be applicable.
Yes, the PF and ESI Calculator is fully responsive and works perfectly on smartphones, tablets, laptops, and desktops.
