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Premium Calculator

Calculate your premium in seconds

30
₹5,00,000

Your Premium Plan

Customized plan based on your inputs

Estimated Annual Premium
₹17,865
(Tax benefits as per prevailing laws)

Your Policy Benefits

  • Survival Benefit: 8% of Sum Assured annually after premium term
  • Death Benefit: Sum Assured + Bonuses
  • Maturity Benefit: Sum Assured + Bonuses at age 100
  • Loan facility available after 3 years
  • Tax benefits under Section 80C & 10(10D)

Key Features

  • Whole life coverage till age 100
  • Limited premium payment term
  • Guaranteed survival benefits
  • Bonus accumulation
  • Loan against policy
  • Tax benefits

Eligibility

  • Entry Age: 90 days to 55 years
  • Policy Term: 15, 20 or 25 years
  • Minimum Sum Assured: ₹2,00,000
  • Maximum Maturity Age: 100 years
  • Premium Payment: Yearly, Half-yearly, Quarterly, Monthly

Benefits

  • Death Benefit: Sum Assured + Bonuses
  • Survival Benefit: 8% of SA annually from end of PPT till age 99
  • Maturity Benefit: SA + Bonuses at age 100
  • Loyalty Additions from 10th policy year
  • Optional riders available

Note: This calculator provides an estimate of premium for LIC Jeevan Umang plan. Actual premium may vary based on underwriting decisions and other factors. For exact premium and plan details, please contact your LIC agent or nearest branch.

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This is a demonstration tool only. Not an official LIC product.

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