PF and ESI Salary Calculator
Employee Contributions
Employer Contributions
PF and ESI Salary Calculator – 2025 | Calculate EPF & ESIC Deductions Easily
Are you unsure about how much PF and ESI is deducted from your salary every month? Whether you’re an employee, HR manager, or freelancer working with salary structures, our PF and ESI Calculator 2025 gives you an instant, accurate breakdown of all your monthly deductions — including employee and employer contributions.
No more manual formulas or guesswork. Just enter your gross and basic salary, and our tool will automatically calculate your EPF (Provident Fund) and ESIC (Employees’ State Insurance Corporation) deductions as per the latest government rules.
Want to understand how PF works? Visit the EPFO official site for detailed guidelines.
For ESIC eligibility and rates, check the ESIC portal.
What is a PF and ESI Calculator?
A PF and ESI Calculator is an online tool that helps you determine:
- How much PF (12% Employee + 13% Employer) is deducted from your salary
- How much ESI (0.75% Employee + 3.25% Employer) is applicable if your gross salary is under the ESIC threshold
- Your net in-hand salary
- Your total CTC (Cost to Company)
Also referred to as:
- ESI and PF Calculator
- ESIC Calculator
- PF and ESI Calculator on Salary
Key Features:
- Real-time Calculations – No formulas needed, everything is auto-calculated
- Mobile & Desktop Friendly – Use it on the go
- Clear Breakdown of Salary – Understand where your money goes
- 100% Free Tool – No sign-up or software download needed
How to Use the PF and ESI Salary Calculator
Using this tool is super simple and user-friendly. Just follow these steps:
- Enter your Gross Salary in the first input field (e.g., ₹25,000).
- Enter your Basic Salary in the second input field (e.g., ₹15,000).
- Click the “Calculate” button.
- Instantly, the calculator will display a full salary breakdown including:
You’ll get a full breakdown of:
Employee PF (12%)
Employer PF (13%)
Employee ESI (0.75%)
Employer ESI (3.25%)
Net Salary (Gross – Employee Contributions)
Total CTC (Gross + Employer Contributions)
All percentages are based on current government rules for 2025.
Example Output:
If your gross salary is ₹20,000 and basic salary is ₹15,000, here’s what you get:
| Component | Amount |
|---|---|
| ESI Contribution (0.75%) | ₹150.00 |
| PF Contribution (12%) | ₹1,800.00 |
| ESI Contribution (3.25%) | ₹650.00 |
| PF Contribution (3.67%) | ₹550.50 |
| Pension (8.33%) | ₹1,249.50 |
| Total Deductions | ₹1,950.00 |
| Total Contributions | ₹2,450.00 |
This breakdown gives a clear view of how much PF and ESI is deducted from salary, and what the employer contributes on top of that.
Live Tool Interface Preview
Benefits of Using This Tool:
Avoid salary surprises at the end of the month
Payroll teams save time in calculating monthly sheets
HR professionals can provide accurate CTC breakdown
Employees can verify deductions independently
Helps in salary negotiation and offer comparisons
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Frequently Asked Questions (FAQs)
It’s a free tool that helps calculate monthly deductions for EPF and ESIC based on your gross and basic salary.
You simply enter your gross salary and the tool automatically calculates the employee and employer contribution for both PF and ESI. It shows total deductions and your final net (in-hand) salary
Yes, the calculator is based on the latest PF (12%) and ESI (0.75% for employee and 3.25% for employer) contribution rates applicable as of 2025. If these rates change, the tool will be updated accordingly.
The PF and ESI Salary Calculator is ideal for anyone who wants to understand salary deductions better. Whether you're an employee checking your in-hand salary, an HR or payroll executive managing payroll, or even a job seeker evaluating an offer, this tool provides quick and accurate insights into PF and ESI contributions.
Yes, the employee's share of PF (12% of basic) is directly deposited into your PF account every month. The employer also contributes, but a portion of their contribution may go towards pension (EPS).
No login, signup, or download is required. The calculator is completely online, free, and works on both mobile and desktop.
ESI is applicable only if your gross monthly salary is ₹21,000 or less and your organization is registered under the ESI Act. If your salary exceeds this limit, the ESI deduction will not be applicable.
Yes, the PF and ESI Calculator is fully responsive and works perfectly on smartphones, tablets, laptops, and desktops.
